Find better coverage and better rates with The Insurance Artist.
Now serving Louisville and the Northern Kentucky & Cincinnati community!
Free Pizza
Yes, you heard that right—we offer free pizza with valid referrals and new customers.
User-Friendly Technology
We utilize technology to help you understand your policy and offer fun facts about insurance.
Crafted Coverage
We have almost a decade of insurance experience, carefully crafting policies to your needs.
The Insurance Artist
Hi, I’m Rob Holtzmann—The Insurance Artist. I’m bringing over a decade of insurance expertise to help protect those in Kentucky, Indiana, and Ohio.
When it comes to insurance, individuals and businesses need to evaluate their risks and financial strategy and create opportunities for savings wherever they can. Part of savings include better coverage and understanding your policy—and that’s why we’re here.
We understand that you want to be well-protected, and we want to do our part in giving you peace of mind. While carefully crafting the art of insurance, we’ll do our best to enlighten you on your options while helping you save money and/or enhancing your current coverage. Read more about us!
The Solution To Your Insurance Needs
Providing a variety of personal insurance and business insurance solutions is what The Insurance Artist does best.
Personal Insurance
Trusted advice and insurance solutions to protect what matters most.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
Find Out How
We represent multiple insurance companies.
We are licensed insurance advisors.
We are by your side every step of the way.
We offer a wide variety of insurance solutions.
The Insurance Artist + Erie Insurance
We strive to uphold Erie Insurance’s long-standing commitment to service.
Start ERIE Quote
Interactive Graphic
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Property Damage Liability
Risk Factor
You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?
Solution
Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.
Bodily Injury Liability
Risk Factor
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Solution
An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.
Lawsuits
Risk Factor
You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?
Solution
An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.
Watercraft Liability
Risk Factor
Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
Solution
Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.
Umbrella Insurance 101
Make sure you cover the unique risks you face with personal umbrella insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
Not what you’re looking for?
Find even more interactive graphics for auto insurance and business owners insurance.
Request a Quote
As an independent agency, we are here to help you find the right coverage.
Contact Our Agency
We are a virtual office proudly serving individuals, families, and businesses of Kentucky and Indiana. Schedule an appointment today!
Contact Us
